Credit Cards That Cover Rental Car Insurance

Chase is one of the only issuers that offers primary rental car insurance on its travel rewards cards.

Credit cards that cover rental car insurance. This waiver can cover the rental car if youre in an accident or if its stolen or damaged. Use a card that offers primary coverage if you have one. Credit card rental car insurance can save you a truckload of money. Coverage up to the cash value of your rental vehicle is typical.

Lets consider the car rental protection provided by some credit cards and try to answer some common questions regarding this benefit. This means that if you book your rental through your card you can decline any coverage offered by the rental car company. Best business credit cards for car rental insurance coverage 1. All american express credit cards come with rental car insurance.

You will have to decline the rental companys full coverage and use your american express card to take advantage of the cards rental car insurance. If theres one thing travel and auto rental experts agree on its this. But that so called secondary coverage can be valuable. Chases rental coverage may also exclude vehicles with open beds and motorcycles.

Plus using your card in lieu of a rental car company waiver comes with its own set of. Of course not all credit card insurance is created equal. Ink business cash credit card. Also as soon as you first get the rental car dont drive away immediately.

Included as a benefit on many travel cards credit card car rental insurance can cover your rental car in case of damage. If you have a platinum credit card from youll get secondary coverage valued up to 75000. Then if you damage or wreck your rental car you wont have to file a claim with your auto insurance. Enjoy primary worldwide cdw car rental coverage worldwide with the ink business preferred card when renting a car for business use.

Notable exceptions include citi and amex cards which often cover expensive cars. American express credit card rental car insurance. If you have a basic amex card youll receive secondary coverage up to 50000. Eligible cards include the chase sapphire preferred and sapphire reserve united mileageplus explorer united club card and ritz carlton rewards card.

But the best credit card rental car insurance policies give you up to 75000. The no annual fee ink business. Most of the time trucks and exotic specialty and luxury cars arent covered by credit card car rental insurance. Prior to getting a rental car always call your credit card company and auto insurance agent to discuss how youre covered.

The coverage that most credit cards offer typically for damage to or theft of the rental car kicks in after your personal auto insurance pays. Best credit cards with car rental insurance in the us. Some credit cards offer a cdw when you pay for your car rental with the card. Coverage becomes secondary when you rent a vehicle for personal use in the united states.

Neither are peer car rental services like zipcar. And even more importantly it covers you in the event of damage to or theft of a rental car.